Section: Duas for settling debt
412. Dua for settling debt #1
اَللَّهُمَّ اكْفِنِيْ بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
اَللّٰهُمَّ اكْفِنِيْ بِحَلَالِكَ عَنْ حَرَامِكَ وَاَغْنِنِيْ بِفَضْلِكَ عَمَّنْ سِوَاكَ
Allaahummak-finee bihalaalika 'an haraamika wa 'aghninee bifadhlika 'amman siwaak
O Allah, suffice me with what You have allowed instead of what You have forbidden, and make me independent of all others besides You.
Ali (RA) narrated: That a Mukatib came to him and said: “Indeed I am not capable of my Kitabah so aid me.” He said: “Should I not teach you words that the Messenger of Allah (ﷺ) taught me? If you had a debt upon you similar to the mountain of Sir, Allah would fulfill it for you. He said: (The dua is mentioned above)
413. Dua for settling debt #2
Prophet (ﷺ) used to say these Dua more and more:
اَللَّهُمَّ إِنِّي أَعُوْذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَالْعَجْزِ وَالْكَسَلِ وَالْبُخْلِ وَالْجُبْنِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
اَللّٰهُمَّ اِنِّيْ اَعُوْذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَالْعَجْزِ وَالْكَسَلِ وَالْبُخْلِ وَالْجُبْنِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
Allaahumma 'innee 'A'oodhu bika minal-hammi wal-hazani, wal'ajzi wal-kasali, wal-bukhli wal-jubni, wa dhala'id-dayni wa ghalabatir-rijaal
O Allah, I seek refuge in You from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from being overcome by debt and from being overpowered by men (i.e. other people).
414. Dua for settling debt #3
اَللَّهُمَّ مٰلِكَ الْمُلْكِ تُؤْتِي الْمُلْكَ مَنْ تَشَاءُ وَتَنْزِعُ الْمُلْكَ مِمَّنْ تَشَاءُ وَتُعِزُّ مَنْ تَشَاءُ وَتُذِلُّ مَنْ تَشَاءُ بِيَدِكَ الْخَيْرُ إِنَّكَ عَلَى كُلِّ شَيْءٍ قَدِيرٌ رَحْمَانُ الدُّنْيَا وَالْآخِرَةِ وَرَحِيْمَهُمَا تُعْطِيْهِمَا مَنْ تَشَاءُ وَتَمْنَعُ مِنْهُمَا مَنْ تَشَاءُ ارْحَمْنِيْ رَحْمَةً تُغْنِيْنِيْ بِهَا عَنْ رَحْمَةِ مَنْ سِوَاكَ
اَللّٰهُمَّ مٰلِكَ الْمُلْكِ تُؤْتِي الْمُلْكَ مَنْ تَشَاءُ وَتَنْزِعُ الْمُلْكَ مِمَّنْ تَشَاءُ وَتُعِزُّ مَنْ تَشَاءُ وَتُذِلُّ مَنْ تَشَاءُ بِيَدِكَ الْخَيْرُ اِنَّكَ عَلٰى كُلِّ شَيْءٍ قَدِيْرٌ رَحْمَانُ الدُّنْيَا وَالْاٰخِرَةِ وَرَحِيْمَهُمَا تُعْطِيْهِمَا مَنْ تَشَاءُ وَتَمْنَعُ مِنْهُمَا مَنْ تَشَاءُ اِرْحَمْنِيْ رَحْمَةً تُغْنِيْنِيْ بِهَا عَنْ رَّحْمَةِ مَنْ سِوَاكَ
Allaahumma maalik-al-mulki tu’til-mulka man tashaa’u, wa tanzi‛-ul-mulka mimman tashaa’u, wa tu‛izzu man tashaa’u wa tudhillu man tashaa’u, bi yadik-al-khayru innaka ‛alaa kulli shay’in qadeer, ra'hmaanud-dunyaa wal-aakhirati wa ra'heemahumaa, tu‛teehimaa man tashaa’u, wa tamna‛u minhumaa man tashaa’-ur'hamnee ra'hmatan tughneenee bihaa ‛an ra'hmati man siwaak
O Allah, Master (and owner) of the Dominion (or Kingdom), You give the dominion to whom You will, and You take the dominion from whom You will, and You exalt whom You will, and You humiliate whom You will. In Your Hand is all goodness. Verily, You are Able to do all things. The Beneficent and the Merciful of this world and the hereafter, You bestow them on whomever You will and withhold them from whomever You will. Have mercy on me, (such) Mercy that would not make me in need of the mercy of others (than you).
The Messenger of Allah (ﷺ) said to Mu'adh (RA), 'If you pray this Dua, Allah will repay you even if you have a mountain of debt.