416. Protection Dua for Sins, Debt & Laziness

Aishah narrated that the Messenger of Allah (ﷺ) used to supplicate with these words:

اَللَّهُمَّ إِنِّي أَعُوْذُ بِكَ مِنْ فِتْنَةِ النَّارِ وَعَذَابِ النَّارِ، وَفِتْنَةِ الْقَبْرِ، وَعَذَابِ الْقَبْرِ، وَشَرِّ فِتْنَةِ الْغِنَى، وَشَرِّ فِتْنَةِ الْفَقْرِ، اَللَّهُمَّ إِنِّي أَعُوْذُ بِكَ مِنْ فِتْنَةِ الْمَسِيحِ الدَّجَّالِ، اَللَّهُمَّ اغْسِلْ قَلْبِي بِمَاءِ الثَّلْجِ وَالْبَرَدِ، وَنَقِّ قَلْبِي مِنَ الْخَطَايَا كَمَا نَقَّيْتَ الثَّوْبَ الْأَبْيَضَ مِنَ الدَّنَسِ، وَبَاعِدْ بَيْنِي وَبَيْنَ خَطَايَايَ كَمَا بَاعَدْتَ بَيْنَ الْمَشْرِقِ وَالْمَغْرِبِ. اَللَّهُمَّ إِنِّي أَعُوْذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْمَأْثَمِ وَالْمَغْرَمِ

Dua for Debt & Laziness English Transliteration

Allaahumma inni a`udhu bika min fitnatin-nar, wa `adhabin-nar, wa fitnatil-qabr, wa `adhabil-qabr, wa sharri fitnatil-ghina, wa sharri fitnatil-faqr, Allaahumma inni a`udhu bika min fitnatil- masihid-dajjal. Allaahummaghsil qalbi bi-ma’ith-thalji wal-barad, wa naqqi qalbi minal-khataaya kamaa naqqaitath-thawbal-abyada minad-danas, wa ba`id baini wa baina khaatayaaya kamaa ba`adta bainal-mashriqi wal maghrib, Allaahumma inni a`udhu bika min al-kasali wal-harami wal-ma’thami wal-maghram

Dua for Debt & Laziness English Translation

O Allah, indeed, I seek refuge in You from the trial of the Fire, and the punishment of the Fire, and the punishment of the grave, and the trial of the grave, and from the evil of the trial of the grave, and from the evil of the trials of wealth, and from the evils of the trials of poverty, and from the evil of the trial of the false Masih. O Allah, wash my sins with water of ice and hail, and cleanse my heart of sins, as You cleansed a white garment of filth, and distance me and my sins as You distanced between the east and the west. O Allah, indeed, I seek refuge in You from laziness, senility, sin and debt.

ReferenceSahih (Albani). Tirmidhi: 3495

Hadith about the Dua

Arabic Text

حَدَّثَنَا قُتَيْبَةُ، حَدَّثَنَا جَعْفَرُ بْنُ سُلَيْمَانَ الضُّبَعِيُّ، عَنْ كَهْمَسِ بْنِ الْحَسَنِ، عَنْ عَبْدِ اللَّهِ بْنِ بُرَيْدَةَ، عَنْ أَبِيهِ، أَنَّ النَّبِيَّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ كَانَ يَقُولُ فِي دُعَائِهِ‏:‏ ‏"‏ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ فِتْنَةِ النَّارِ وَعَذَابِ النَّارِ وَمِنْ شَرِّ الْغِنَى وَالْفَقْرِ، اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَسِيحِ الدَّجَّالِ، اللَّهُمَّ اغْسِلْ خَطَايَايَ بِمَاءِ الثَّلْجِ وَالْبَرَدِ، وَنَقِّ قَلْبِي مِنَ الْخَطَايَا كَمَا نَقَّيْتَ الثَّوْبَ الْأَبْيَضَ مِنَ الدَّنَسِ، وَبَاعِدْ بَيْنِي وَبَيْنَ خَطَايَايَ كَمَا بَاعَدْتَ بَيْنَ الْمَشْرِقِ وَالْمَغْرِبِ، اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْمَأْثَمِ وَالْمَغْرَمِ ‏".

Translation

Abdullah bin Buraidah narrated from his father that the Prophet (ﷺ) used to say in his supplication: "O Allah, I seek refuge in You from the trial of the Fire and the punishment of the Fire, and from the evils of richness and poverty. O Allah, I seek refuge in You from the trial of the False Messiah. O Allah, wash away my sins with the water of snow and hail, and cleanse my heart from sins as You have cleansed a white garment from filth. Distance me and my sins as You have distanced the east from the west. O Allah, I seek refuge in You from laziness, old age, sin, and debt.”

Frequently Asked Questions

Surah Waqiah is known for helping with money worries. The Prophet Muhammad (PBUH) said, “Whoever recites Surah Al-Waqiah every night, he will never be afflicted by poverty.” If you read this surah often, it can help you face obstacles in your rizq and open the way for financial ease. Some people even use this as a dua for debt because it helps with money struggles.

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