415. Dua for Debt Relief and Protection
The Messenger of Allah (ﷺ) used to recite this supplication in the prayer:
Dua for Debt Relief in Arabic
اَللَّهُمَّ إِنِّي أَعُوْذُ بِكَ مِنْ عَذَابِ الْقَبْرِ، وَأَعُوْذُ بِكَ مِنْ فِتْنَةِ الْمَسِيحِ الدَّجَّالِ، وَأَعُوْذُ بِكَ مِنْ فِتْنَةِ الْمَحْـيَا وَالْمَمَاتِ. اَللَّهُمَّ إِنِّي أَعُوْذُ بِكَ مِنَ الْمَأْثَمِ وَالْمَغْرَمِ
Dua for Debt Relief English Transliteration
Allaahumma 'innee 'a'oodhu bika min 'adhaabil-qabr, wa 'a'oodhu bika min fitnatil-maseehid-dajjaal, wa 'a'oodhu bika min fitnatil-mahyaa wal-mamaat. Allaahumma 'innee 'a'oodhu bika minal-ma'thami wal-maghram
Dua for Debt Relief English Translation
O Allah, I seek refuge in You from the punishment of the grave, and I seek refuge in You from the trial of the False Messiah, and I seek refuge in You from the trials of life and death. O Allah, I seek refuge in You from sin and from debt.
One asks him (the Prophet [ﷺ]), "Why do you seek so much refuge (from Allah) in debt?" In reply, the Prophet (ﷺ) said, "When a person is in debt, he lies when he speaks and breaks his promise.
Hadith about the Dua
Arabic Text
حَدَّثَنَا أَبُو الْيَمَانِ، قَالَ أَخْبَرَنَا شُعَيْبٌ، عَنِ الزُّهْرِيِّ، قَالَ أَخْبَرَنَا عُرْوَةُ بْنُ الزُّبَيْرِ، عَنْ عَائِشَةَ، زَوْجِ النَّبِيِّ صلى الله عليه وسلم أَخْبَرَتْهُ أَنَّ رَسُولَ اللَّهِ صلى الله عليه وسلم كَانَ يَدْعُو فِي الصَّلاَةِ " اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَسِيحِ الدَّجَّالِ، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَحْيَا وَفِتْنَةِ الْمَمَاتِ، اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْمَأْثَمِ وَالْمَغْرَمِ ". فَقَالَ لَهُ قَائِلٌ مَا أَكْثَرَ مَا تَسْتَعِيذُ مِنَ الْمَغْرَمِ فَقَالَ " إِنَّ الرَّجُلَ إِذَا غَرِمَ حَدَّثَ فَكَذَبَ، وَوَعَدَ فَأَخْلَفَ ". وَعَنِ الزُّهْرِيِّ، قَالَ أَخْبَرَنِي عُرْوَةُ، أَنَّ عَائِشَةَ ـ رضى الله عنها ـ قَالَتْ سَمِعْتُ رَسُولَ اللَّهِ صلى الله عليه وسلم يَسْتَعِيذُ فِي صَلاَتِهِ مِنْ فِتْنَةِ الدَّجَّالِ
Narrated `Aisha: (the wife of the Prophet) Allah's Messenger (ﷺ) used to invoke Allah in the prayer saying "Allahumma inni a`udhu bika min `adhabi l-qabr, wa a`udhu bika min fitnati l-masihi d-dajjal, wa a`udhu bika min fitnati l-mahya wa fitnati l-mamat. Allahumma inni a`udhu bika mina l-ma'thami wa l-maghram. (O Allah, I seek refuge with You from the punishment of the grave, from the afflictions of the imposter- Messiah, and from the afflictions of life and death. O Allah, I seek refuge with You from sins and from debt)." Somebody said to him, "Why do you so frequently seek refuge with Allah from being in debt?" The Prophet (ﷺ) replied, "A person in debt tells lies whenever he speaks, and breaks promises whenever he makes (them)." `Aisha also narrated: I heard Allah's Messenger (ﷺ) in his prayer seeking refuge with Allah from the afflictions of Ad-Dajjal. [Bukhari: 832]
Benefits of Dua for Protection and Debt Relief
This dua for protection and debt relief helps a muslim stay safe from harm, sin, and debt, while keeping Allah’s mercy close in every part of life and making the heart strong with Iman.
- Allah keeps a muslim safe from grave punishment and hard trials of Dajjal.
- This dua for debt relief protects from falling into sin and heavy debt troubles.
- Prayer for protection brings peace in life and keeps Barakah in Amal and rizq.
- Dua for forgiveness helps a muslim stay away from bad actions and wrong ways.
- Asking Allah with this masnoon dua keeps the heart clean and Iman strong.
When to Recite Dua For Debt Relief and Protection
This dua for protection and debt relief is a strong shield, asking Allah for Barakah, forgiveness, and safety from sin, debt, and every fitnah in life and after death.
- After every namaz, recite the dua for protection and debt to seek Allah’s safety.
- When feeling scared of sin or debt, use this dua for forgiveness and Barakah.
- Before sleeping at night, make the dua for protection from all problems and debt.
- In times of worry about money or fitnah, turn to Allah with this dua for debt relief.
- Before starting any big work, say the dua for protection and rizq for Allah’s help.
How to perform Dua for Protection and Debt Relief
This dua for protection and debt relief is a strong masnoon dua that helps keep you safe from harm, sin, and debt. Recite this dua for forgiveness and Barakah, asking Allah to protect your Iman and rizq every day.
- Make your niyyah clear for seeking Allah’s help and recite this dua for protection.
- After every namaz, say this dua for debt relief and forgiveness with a soft heart.
- When you feel worried about money or sin, read this prayer for financial help and safety.
- Before going to bed, ask Allah for Barakah by reciting this dua for rizq and wealth.
- In times of hardship, repeat this dua for all problems to keep your Amal and Iman strong.
Summary
The Dua for Debt Relief and Protection is a strong Islamic dua that asks Allah for help from the pain of the grave, the test of Dajjal, and the hard times in life and death. This dua for protection also asks Allah to save us from sin and debt, showing how much a Muslim needs Allah’s help in every part of life.
This dua for debt and dua for forgiveness is found in Bukhari and is a best dua for all problems, like when someone needs prayer for financial help or wants Barakah in rizq and wealth. It teaches us to always turn to Allah with Iman and Amal, and trust Him for safety and ease in this world and the next.