412. Powerful Dua for Debt Relief
Dua for Debt Relief in Arabic
اَللَّهُمَّ اكْفِنِيْ بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
Dua for Debt Relief English Transliteration
Allaahummak-finee bihalaalika 'an haraamika wa 'aghninee bifadhlika 'amman siwaak
Dua for Debt Relief English Translation
O Allah, suffice me with what You have allowed instead of what You have forbidden, and make me independent of all others besides You.
Ali (RA) narrated: That a Mukatib came to him and said: “Indeed I am not capable of my Kitabah so aid me.” He said: “Should I not teach you words that the Messenger of Allah (ﷺ) taught me? If you had a debt upon you similar to the mountain of Sir, Allah would fulfill it for you. He said: (The dua is mentioned above)
Hadith about the Dua
Arabic Text
حَدَّثَنَا عَبْدُ اللَّهِ بْنُ عَبْدِ الرَّحْمَنِ، أَخْبَرَنَا يَحْيَى بْنُ حَسَّانَ، حَدَّثَنَا أَبُو مُعَاوِيَةَ، عَنْ عَبْدِ الرَّحْمَنِ بْنِ إِسْحَاقَ، عَنْ سَيَّارٍ، عَنْ أَبِي وَائِلٍ، عَنْ عَلِيٍّ، رضى الله عنه أَنَّ مُكَاتَبًا، جَاءَهُ فَقَالَ إِنِّي قَدْ عَجَزْتُ عَنْ كِتَابَتِي فَأَعِنِّي . قَالَ أَلاَ أُعَلِّمُكَ كَلِمَاتٍ عَلَّمَنِيهِنَّ رَسُولُ اللَّهِ صلى الله عليه وسلم لَوْ كَانَ عَلَيْكَ مِثْلُ جَبَلِ صِيرٍ دَيْنًا أَدَّاهُ اللَّهُ عَنْكَ قَالَ " قُلِ اللَّهُمَّ اكْفِنِي بِحَلاَلِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ " . قَالَ أَبُو عِيسَى هَذَا حَدِيثٌ حَسَنٌ غَرِيبٌ .
Ali [may Allah be pleased with him] narrated: that a Mukatib came to him and said: “Indeed I am not capable of my Kitabah so aid me.” He said: “Should I not teach you words that the Messenger of Allah (ﷺ) taught me? If you had a debt upon you similar to the mountain of Sir, Allah would fulfill it for you. He said: ‘Say: O Allah, suffice me with Your lawful against Your prohibited, and make me independent of all those besides You (Allāhummakfinī biḥalālika `an ḥarāmika, wa aghninī bi faḍlika `amman siwāka).’” [Hasan (Albani). Tirmidhi: 3563]
Benefits of Dua for Debt Relief
This powerful dua helps muslims ask Allah for halal rizq and freedom from debt, making hearts strong in Iman and keeping life away from haram and worry with His Barakah.
- Allah gives halal rizq to those who make this dua for debt with full yaqeen.
- Qarz ki dua helps muslims stay away from haram and live with peace in Amal.
- Allahummakfini bihalalika brings Barakah and makes debt easy to pay off.
- Karz se nijat ki dua keeps hearts safe from worry and trust only in Allah.
- This dua for debt relief helps muslims find ease and freedom from qarz.
When to Recite Dua For Debt
This dua for debt relief is a strong way to ask Allah for Barakah, rizq, and freedom from qarz, helping you stay away from haram and trust only in Allah’s mercy and kindness.
- After every fard salah, recite the dua for debt to seek Allah’s help in qarz ki adaigi.
- When feeling worried about money, use this dua for debt relief for Barakah and ease.
- Before meeting someone for loan or payment, make the qarz ki dua for Allah’s support.
- At night before going to bed, say the dua for debt relief to ask for rizq and wealth.
- In times of hardship, turn to Allah with allahumma akfini bihalalika for karz se nijat.
How to perform Powerful Dua for Debt Relief
Making dua for debt relief is a strong amal in Islam and brings Barakah and peace to your life. This dua, allahumma akfini bihalalika, is a powerful muslim prayer for debt and helps you ask Allah for halal rizq and freedom from qarz.
- Begin your morning by reciting this dua for debt relief with full yaqeen in Allah’s help.
- After every namaz, quietly read this qarz ki dua to seek ease in paying off your debts.
- When feeling worried about money, use this karz se nijat ki dua to ask for Barakah.
- During times of hardship, say allahummakfini bihalalika an haramika for halal rizq and peace.
- Before going to bed, softly repeat this dua for rizq and wealth to get relief from qarz.
Summary
The dua for debt, called allahumma akfini bihalalika, is a strong muslim prayer asking Allah to save us from haram and give Barakah in halal. This masnoon dua is used by many for debt relief and to get free from qarz, trusting only Allah’s help and mercy.
This dua for debt relief teaches us to ask Allah for rizq and wealth in a halal way and to stay away from haram. It is a simple but deep dua in islam that brings hope for those with qarz. Always trust Allah’s Fadl and keep making this dua in namaz and daily zikr.